Effective Date: October 11, 2026

These Terms apply to your use of the THE B.O.S.S. GROUP LLC website, forms, and text messaging program. THE B.O.S.S. GROUP LLC is the independent insurance business of Tamela Lowery, a licensed insurance agent. THE B.O.S.S. GROUP LLC is not an insurance company.

Use of This Website

This website provides general information about final expense insurance and a way to contact Tamela Lowery. Please provide accurate information when you submit a form.

No Guarantee of Coverage

Information on this website is not an offer of insurance. Coverage, eligibility, and pricing are determined by the insurance carrier based on its own requirements.

Text Messaging Program

Program name: THE B.O.S.S. GROUP LLC Client Messages.

You will receive text messages only if you check the text message consent box on our form or otherwise give us express consent. Messages may include responses to your insurance inquiry, appointment confirmations and reminders, and policy service follow-up. If you separately agree, you may also receive occasional informational messages about final expense insurance options.

Message frequency varies. Message and data rates may apply.

To stop receiving messages, reply STOP at any time. After you reply STOP, you will receive one final message confirming your opt-out.

For help, reply HELP or call (443) 590-0617.

Consent to receive text messages is not a condition of purchase.

Wireless carriers are not liable for delayed or undelivered messages.

For details on how we handle your information, see our Privacy Policy.

Limitation of Liability

THE B.O.S.S. GROUP LLC is not responsible for technical errors, delays, or issues caused by third-party systems.

Changes to These Terms

We may update these Terms at any time. Updates will be posted on this page.

Contact Us

THE B.O.S.S. GROUP LLC

2304 Rogate Cir, Unit 202, Windsor Mill, MD 21244

Phone: (443) 590-0617

Email: [email protected]